Voluntary Workers

Why Do You Need Voluntary Workers Insurance?

Volunteers are selfless individuals who offer their valuable time and effort to assist community organisations fulfil their objectives – much of which would simply not be achievable but for these volunteers. However, the fact of the matter is that unforeseen accidents can and do occur and as volunteers may not be eligible for cover under the respective workers’ compensation system, there is a chance that the volunteer (or their family) may not be financially compensated if an incident occurs that results in injury or death while they are performing authorised voluntary work on your behalf. It is vital that you therefore ensure they are protected both in terms of medical expenses and other financial losses that may occur due to an injury. This is where voluntary workers’ insurance comes in and protect your volunteers if the unexpected occurs.

Giving Back to Volunteers

At Not For Profit Insurance, we understand the important role a volunteer plays and the need for a safe working environment. This is why we make sure to provide a flexible voluntary workers insurance policy for not for profit and community organisations that will provide coverage for some of the most common expenses incurred as a result of injuries sustained by volunteers whilst performing volunteer work.

Some common features of the voluntary workers’ insurance policies that we provide include the following:

  • Cover for non-Medicare expenses
  • Lump sum compensation for volunteers with injuries resulting in permanent impairment (eg. Loss of an eye, digit, etc.)
  • Weekly benefits for injured and/or unable to work volunteers (i.e. to replace income unable to be earned from their regular wage paying job)
  • Flexibility with regard to the age limit of covered voluntary workers

Other features include:

  • Funeral Expenses
  • Corporate Image Protection
  • Permanent Disability Payments
  • Home Tuition Expenses
  • Orphan Benefit
  • Home/vehicle modification expenses following a disability

Note: It is important that you check carefully the age limitation on any voluntary workers policy as failure to do so may mean a key volunteer is ultimately not covered if something occurs and they’re outside the permitted age limits. Please also ensure that any activities that are not desk jobs however done by volunteers is notified to insurers.

Contact Us Today

With our help, you can rest assured your volunteers will be financially compensated in the event of an accident or injury. For further information about our voluntary workers policy, please contact us on 1300 NFP INS (1300 637 467) to discuss your concerns, or schedule an appointment with us.