Association Liability

Why Do You Need Association Liability Insurance?

It’s the responsibility of a community organisation’s management team and board of directors to steer the organisation towards its mission, while utilising the assets of the organisation in the most careful and prudent way possible, together with adherence to the significant raft of legal requirements such as: food handling (eg. If you are operating a sausage sizzle), ACNC compliance, Australian Consumer Law (formerly Trade Practices Act), tax compliance such as GST, workplace health and safety, superannuation withholding requirements, and the list goes on.  Not only this, but keeping in mind that board members are legally responsible for everything that happens on their watch and can be held liable for alleged transgressions, such as:

  • Employee theft
  • Ineffective administration
  • Wrongful termination of employee
  • Misuse of assets
  • Discrimination of both employees and voluntary workers

It’s imperative that your organisation has an appropriate association liability policy. While minimising risk through well defined board and organisational processes can help greatly, it’s still important to ensure that you have association liability insurance for the protection of your organisation in the event of legal action.  After all, do you want your board members to be forced to mortgage their house to pay for legal defense costs?

Protecting Your Organisation against Liabilities

At Not For Profit Insurance, we can provide you with a flexible association liability cover that will give you financial peace of mind and ensure your organisation continues to operate with security, leaving you to fulfill your responsibilities of assisting the community. Some key features of our association liability policies (often) include the following:

  • Loss of documents
  • Directors and officers liability
  • Employment practices liability coverage
  • Fines and penalties coverage (such as for workplace health & safety breaches)
  • Professional indemnity coverage
  • Slander and libel coverage
  • Fidelity coverage (i.e. theft of organisation’s assets such as money by employees)
  • Tax audit coverage
  • Occupational safety and health defense costs

Contact Us Today

If you need association liability insurance coverage, you have come to the right place. Please don’t hesitate and contact us now on 1300 NFP INS (1300 637 467) for more information about our association liability policies, or to schedule an appointment with us. Remember, we are here to help.